Line of Credit Loan Requirements for Applicants

Basic Requirements

  • You must currently be employed, receiving regular paychecks and meet our employment duration requirements with the same company.
  • You must be able to provide a verifiable source of income into your checking account that meets our minimum income requirements.
  • You must have an open checking account that meets our bank account minimum opened duration requirements.
  • You must be able to be contacted at work.
  • You must be at least 18 years old and a citizen of the USA.
  • Your take home pay must meet our minimum income requirements.
  • You must not currently be a debtor in a bankruptcy case or presently intend to voluntarily file for bankruptcy relief.
  • The potential customer cannot be a member of the military or a spouse of a member of the military.
*Not everyone will be approved

The line of credit account is designed as a short-term cash flow solution and not designed as a solution for longer term financial problems. Additional Fees may accrue if the outstanding principal balance is not paid at the end of the cycle. Credit counseling services are available to consumers who are experiencing financial problems.